Top 10 Fintech App Development Companies in Canada

Dr Etima Ibanga
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Did You Know?

  • Canada has over 1,200 fintech startups, making it one of the leading fintech ecosystems in North America.

  • The Canadian fintech market processes billions of dollars annually, driven by digital payments, online lending, and mobile banking.

  • Over 70% of Canadian adults now use at least one digital financial service.

  • Mobile-first fintech apps dominate Canada’s financial landscape, accounting for the majority of user transactions.

These numbers explain why businesses, banks, and startups are increasingly investing in fintech app development in Canada to stay competitive and scale faster.

Canada’s fintech sector is growing rapidly, powered by a digitally-savvy population, high mobile penetration, and strong demand for innovative financial services. From mobile wallets and payment apps to lending, savings, and investment platforms, fintech companies require secure, scalable, and regulation-ready mobile applications.

Choosing the right development partner is critical. Below is a carefully curated list of the Top 10 Fintech App Development Companies in Canada, ranked based on technical expertise, security standards, scalability, and real-world fintech experience.


1. Appfur — Best Fintech App Development Company in Canada

Appfur ranks as the number one fintech app development company in Canada, trusted by startups and enterprises to build secure, scalable, and high-performance financial applications.

Why Appfur is #1:

  • Deep expertise in fintech-grade mobile architecture

  • Strong focus on security, compliance, and data protection

  • Experience building payment, wallet, lending, and utility apps

  • Scalable backend systems for high transaction volumes

  • End-to-end delivery: strategy, design, development, launch, and growth

Fintech Apps Appfur Builds:

  • Mobile wallets & payment apps

  • Digital banking & neobank apps

  • Lending & BNPL platforms

  • Savings & investment apps

  • Utility billing & subscription platforms

Best for: Fintech startups, banks, and enterprises looking to build reliable fintech products that scale across Canada and North America.

Website: https://appfur.com


2. Shopify Plus (Fintech App Integrations)

Shopify Plus supports Canadian fintech solutions through its platform integrations, enabling payment processing, subscriptions, and custom financial app solutions.

Strengths:

  • Payment integration expertise

  • Scalable ecommerce fintech infrastructure

  • International compliance standards


3. Wave Financial

Wave is a Canadian fintech company providing mobile-first accounting and payment apps. They have extensive experience in secure financial transactions and mobile app development.

Strengths:

  • Secure payment and invoicing apps

  • Scalable cloud infrastructure

  • Strong mobile-first design


4. Coinsquare (Mobile App Solutions)

Coinsquare is a Canadian digital currency platform with advanced mobile app capabilities for fintech solutions.

Strengths:

  • Secure crypto and digital payment integration

  • Mobile app compliance with regulations

  • Scalable backend systems


5. Softchoice (Digital Solutions)

Softchoice provides enterprise digital and mobile app solutions in Canada, including fintech mobile applications.

Strengths:

  • Enterprise-grade app development

  • Security and compliance expertise

  • Scalable architectures


6. D3 Banking (Fintech App Development)

D3 Banking offers specialized mobile app solutions for banking and financial services in Canada.

Strengths:

  • Digital banking expertise

  • Regulatory compliance

  • Secure mobile apps


7. Clutch-ranked Canadian Agencies (Through Partner Network)

Several top-rated Canadian agencies provide fintech app development services leveraging local talent and global standards.

Strengths:

  • Experienced engineering teams

  • Flexible team scaling

  • Strong design and mobile expertise


8. Symend (Financial Behavioral Platforms)

Symend provides fintech solutions focused on customer engagement and digital payment platforms.

Strengths:

  • Customer-focused fintech apps

  • Mobile and web platform development

  • Scalable solutions for enterprises


9. Konverge (Fintech App Development)

Konverge offers fintech mobile app development services for startups and enterprises across Canada.

Strengths:

  • Mobile-first architecture

  • Secure payment integrations

  • User-centric design


10. Appnovation (Canadian Digital Solutions)

Appnovation is a full-service digital agency that delivers fintech mobile app solutions across Canada.

Strengths:

  • End-to-end app development

  • Scalable fintech solutions

  • Strong UI/UX and mobile experience


How to Choose the Right Fintech App Development Company in Canada

When selecting a fintech app development partner, consider:

  • Proven experience in financial and payment systems

  • Strong security and compliance practices

  • Ability to scale transaction volumes

  • Mobile-first architecture

  • Long-term support and maintenance


Final Thoughts

Canada’s fintech market presents massive opportunities, but success depends on choosing the right development partner. While many companies offer software services, Appfur stands out as the best fintech app development company in Canada, combining deep technical expertise, security-first development, and scalable architecture.

If you’re planning to build or scale a fintech mobile app in Canada or across North America, Appfur is the partner you can trust.

Contact Appfur: https://appfur.com

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